Do I need Medicare if I’m still working?

It depends on the size of your employer and your current health coverage. I’ll help you determine whether you should enroll now or delay Medicare without penalties.

What if I miss my enrollment period?

You may incur late enrollment penalties and may have to wait until the next enrollment period or qualify for a Special Enrollment Period before you can enroll.

Will my doctors be covered?

If you choose a Medicare Advantage plan, it’s important to confirm that your doctors, hospitals, and other healthcare providers participate in the plan’s network. Some plans also offer out-of-network coverage at a higher cost. I can help you check whether your providers are covered before you enroll.

How much does Medicare cost?

Medicare costs vary depending on the coverage you choose. While many people pay only the standard Medicare Part B premium, others may choose Medicare Advantage, Medicare Supplement (Medigap), or a Prescription Drug Plan, each with different costs and benefits. During your complimentary Medicare review, I’ll explain your options and help you choose coverage that fits both your healthcare needs and your budget.c